Terms of Service

Cobalt Wallet provides an interface for generating keys, signing transactions and reading public XRP Ledger data. You are the sole custodian of your keys and recovery phrase. We cannot freeze, reverse, recover or refund any transaction or lost credential.

You must be of legal age in your jurisdiction and may not use the app where doing so violates applicable law or sanctions. You are responsible for your own tax and regulatory obligations.

Certain actions carry a Cobalt Wallet service fee, shown in full on the review screen before you sign and summarised in Settings. The fee is charged as a separate XRP payment only after the underlying XRPL transaction reaches a successful result. Network reserve and ledger fees are set by the XRP Ledger, not by us. Fees may change; the amount shown at signing time is the amount that applies.

Prices, ETF figures, token listings and metrics come from third-party sources and may be delayed, incomplete or wrong. Token or trustline suggestions are not endorsements. Verify every issuer address before trusting an asset.

Nothing in the app is investment, legal, accounting or tax advice. Digital assets are volatile and you may lose the entire value of your holdings.

The app is provided "as is" and "as available", without warranties of any kind. To the maximum extent permitted by law, we are not liable for lost keys, lost funds, missed transactions, downtime, third-party node or data failures, or any indirect or consequential loss.

Keep your recovery phrase offline and private, verify recipient addresses in full, keep your device and browser updated, and never share your phrase, 25th word or passcode with anyone — including anyone claiming to be support.

These terms may be updated; continued use after an update constitutes acceptance. The update date at the top of this page reflects the current version.